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ChainTaxly — Guides

Plain-English guides from ChainTaxly to help you choose and use the right tools.

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Crypto Capital Gains Tax: Rates, Brackets & How It Works (US 2026)

In the US, crypto capital gains are taxed at 0–20% (long-term, held over 1 year) or at ordinary income rates of 10–37% (short-term, held under 1 year). Here are the 2026 IRS brackets and how the math works.

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Do You Have to Pay Tax on Crypto? (US Rules, 2026)

Yes — the IRS taxes crypto as property, not currency. Selling, trading or spending crypto triggers a capital gains event. Here's exactly which transactions are taxable and which aren't, with the IRS rules that apply.

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How to Legally Reduce Crypto Tax in the US (2026)

Seven legal strategies to reduce crypto capital gains tax: tax-loss harvesting, long-term holding, gifting, donating appreciated crypto, using tax-advantaged accounts, moving to a no-income-tax state, and timing sales around income changes.

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How to File Crypto Taxes: Step-by-Step for US Filers (2026)

To file US crypto taxes: collect transaction history from all exchanges, calculate gains and losses (FIFO/HIFO), report on IRS Form 8949 and Schedule D, and transfer totals to Form 1040. Here is the complete step-by-step process.

Affiliate disclosure: ChainTaxly may earn a commission when you purchase through our links. This does not affect our comparisons — we cover only products we assess honestly using real data. Not tax advice. Consult a qualified tax professional for your specific situation. Crypto investments carry risk.

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